Personal Lending

At Australian Central we understand that your goals are always changing and as new needs arise you’ll want to have access to easy, affordable finance.

Whether it’s to purchase a new car, go on a much needed holiday, buy the latest home theatre system or simply consolidate debts to save money – Australian Central has a personal loan with the right fit for you.

Here are just a few reasons to consider an Australian Central personal loan:

  • Competitive fixed interest rates.
  • Pre-approval.
  • 24 hour approval.
  • Penalty free early repayment options.
  • One simple and affordable loan application fee.
  • Option to protect your loan repayments*.
  • Loan terms from one to seven years.
  • Weekly, fortnightly or monthly repayments by payroll deduction, direct debit from your Australian Central savings account, or over the counter deposit.

Click here to see our current rates

To find out about Co-borrowers and Guarantors, please click here.

To read more about Joint Accounts and Subsidiary Accounts, please click here.

Disclaimer: Terms, conditions, fees, charges and lending criteria apply.

* Mutual Aid protection issued by Australian Central Credit Union, a division of Australian Central Credit Union Ltd. ABN 11 087 651 125 AFSL 244310

Personal Lending
Personal Loan Calculator
Personal Loan Apply

ABN 11 087 651 125 | AFSL 244310 | BSB-805 050