Interest and fee-free Green Loans

Save money – and the planet!

Making positive environmental changes to your home can be an expensive and difficult process.

The good news is it’s now easier than ever to go green with an interest and fee-free Green Loan from Australian Central. Our Green Loan is just the kind of help you need to make a real difference to our planet sooner than you might have thought possible.

If you would like to find out how to qualify for a Green Loan, follow these simple steps…

1 Apply for a home sustainability assessment

Green leaves
Eligible home improvements

Home sustainability assessment conditions

An applicant must be:

  • Aged 18 or over

  • An Australian citizen, permanent resident and/or an Australian registered charity

  • The dwelling owner, a trustee or renter listed on lease

  • Have an income below $250,000.

The house/property being assessed must be:

  • In Australia or its territories and be a primary place of residence

  • Have been completed and occupied for at least 12 months (not necessarily by the applicant).

For full terms and conditions, visit the Government website

Items your report may cover

  • Major energy and water systems relating to thermal comfort

  • Water heating

  • Lighting

  • Refrigeration

  • Cooking

  • Entertainment

  • Water efficiency and outdoor water consumption

  • Waste management.

What to do

To organise your free home sustainability assessment, call 1800 895 076 or enquire online

2 Receive your free tailored home sustainability report

Free report sample
  • Decide what items from your report you wish to proceed with and set your budget

  • Take your report to Australian Central.

3 Apply for a Green Loan

Happy green hosue

Key features of the interest and fee–free Green Loan

  • Loan amounts from $2000 up to $10,000

  • Loan term from 1 to 4 years

  • $0 application fee

  • No interest payable if loan repaid within the agreed term

  • Additional repayments can be made for any amount, any time.

For further information

Drop in to your local Banking or Advice Centre

Call our National Contact Centre on 13 13 21

Enquire online

Start greening your home today!

Green Loans Program Partner

*These interest-free loans are subsidised by the Australian Government’s Green Loans Program. The program also funds free home sustainability assessments—the first step in qualifying for a Green Loan. For details: www.environment.gov.au/greenloans

Lending criteria apply. Terms and Conditions are available upon application.